Frequently Asked Questions About Financial Education & Coaching
Charmaine Simpson is a UK-based Financial Educator and Personal Finance Coach providing financial literacy education, budgeting support, and co mmunity workshops designed to build confidence with money.
What does a Financial Educator do?
A Financial Educator provides financial education and teaches the fundamentals of personal finance, including budgeting, saving, managing debt, understanding credit, and building healthy money habits. As a Personal Finance Coach, I focus on improving financial literacy and confidence so individuals can make informed financial decisions for themselves.
Are you a Financial Advisor or Financial Coach?
I am a Financial Educator and Personal Finance Coach, not a Financial Advisor. I do not give financial advice. My role is to provide financial education, tools, and support to help you understand your finances and make informed financial decisions for themselves on financial products they need.
Who is financial education for?
Financial education is for anyone who wants to improve their financial literacy, gain budgeting help, reduce financial stress, make more money or build better money habits. I work with individuals, families, young people, and community groups across the UK through one-to-one coaching, financial literacy workshops, and group programmes.
Can you help with budgeting and debt?
Yes. I support clients with practical budgeting strategies, debt management education, and understanding how to organise their finances. My approach focuses on sustainable habits and realistic tools that can be applied in everyday life.
Do you offer financial literacy workshops and programmes?
Yes. I deliver financial literacy workshops, youth programmes, and public speaking sessions for schools, community organisations, and workplaces. These sessions are designed to improve financial knowledge, confidence, and long-term financial wellbeing.
Do I need to be good with money before starting?
No. Financial education is especially helpful if you feel overwhelmed, unsure where to start, or want to improve your understanding of money. My coaching and workshops are supportive, judgement-free, and accessible at every stage of your financial journey.
How do I get started with financial coaching?
You can book a consultation and explore upcoming financial education events. Together, we’ll identify the best next step to support your financial goals.
Why is financial literacy important?
Financial literacy helps people understand how money works, make informed decisions, avoid costly mistakes, and build long-term financial wellbeing. Improving financial literacy empowers individuals and communities to create stability and generational wealth.